#guaranteed insurability

[getlyfe]

Whole life insurance for children has several notable advantages.

Locked-in low premiums: Premiums are based on the child's age when the policy is purchased, so the rates are guaranteed for life. Guaranteed insurability: The child will be able to maintain coverage regardless of any future health issues that may arise. Cash value growth: The policy builds cash value over time that can be accessed later for things like education expenses or a down payment on a home. Lifelong protection: As long as premiums are paid, the coverage remains in effect for the child's entire life.

[beingjellybeans]

Sun Grepa Peso Asset Builder returns: Unlocking wealth and security beyond borders

In the ever-evolving landscape of financial goals and aspirations, affluence often brings with it a unique set of dreams – dreams that revolve around building, securing, and sustaining wealth for a brighter future. For the privileged few in the Philippines, these aspirations are about to receive a significant boost as Sun Life Grepa Financial, Inc. (Sun Life Grepa), a renowned life insurer in the…

[galaxirin]

Guess who got her!

[manns-cape]

wild how in every culture, failing restaurants are such huge targets for people who want to light stuff on fire.

[butts-bouncing-on-the-beltway]

I don't have a lot of energy these days [because of The Horrors] so I'm looking at my day and my priorities and trying to plan how I'm going to spend what energy I have, because I do need to be able to rest and relax but there are also things that need doing and that is a careful balance for me.

I managed to [mostly] clean the kitchen last night so I've kicked it out of the priority list until next weekend. Unfortunately the living room, bathroom, bedroom, and my office all need cleaning too. I think of the priorities, my office and the bedroom are the most important to me, so I'll probably push the living room and bathroom until at least Friday.

There's also the laundry. I don't have any clean clothes and as we're moving into winter I need to be more rigid about getting that done because days where the clothes can be dried on the line will be more limited. So I definitely need to wash an outfit or two and hang them up in the next hour.

That's already a really busy day, so I'll probably cut it there. But it's definitely going to still leave me a lot of work this week. Half my cleaning, at least one more round of laundry, settling dog food for the next couple of weeks, planting the fall/winter greens, doing some set up work on my computer, work on some writing projects, cleaning out the fridge, and patching some worn clothes. My work week isn't insane atm, but it is definitely limiting. Right now I have 6+4+0+4+2+5+5= 25 non work/non-survival needs (sleep, food, shower, etc) hours available each week. I need to figure out a regukar distribution of these that means everything is getting done and I still have an hour a day to myself as often as possible. I think it's probably not realistic to give myself more than an hour a day for free time/fun, which is a bit unfortunate because I've found in the past that my floor tends to be getting 2-3hrs of free time most days because of how I deal with transition and decision-making.

25-7 [1hr per day] is 18 hrs, so I just need to decide where and how to distribute those in order to keep pace with things.

Lets say the garden needs 3hrs per week, the laundry needs 4 hours (specifically 2 sets of 2 morning/early afternoon hours), the cleaning needs an hour a day to get through a maintenance clean of the house, and 3 hours once a week to work down any deep cleaning that's built up. Which is....already three more hours than I actually have each week. So I guess I'll make a plan to work in the garden for 20-40min of 4 of my free hours each week.

It really doesn't leave me any wiggle room. Only about 4 hours a week that isn't explicitly allotted to something that needs doing, which means there will probably me a lot of weeks where I only get an hour or so at best across the whole thing for free time. I guess I've had a hard time accepting that at this point, having actual time for myself or a time-intensive project is only available if I've taken a day off work. I love my job, but it's ... not comfortable to realize that it's the only love in my life I actually have time for anymore.

I think that's probably why I end up here so much. It's this mindless little way of zoning out into my own head, dissociating away from the exhaustion, for a few minutes at a time. I keep thinking I want to use this space differently, make it more if the things I enjoy. But I think what I really want is just to actually have the time and energy to do things I love that take work. I keep crying a few times every day and I couldn't figure out why, but like

I dunno

Why **wouldn't** I cry a little every day? It's the closest I'm getting to actual emotional release or relaxation in my life. We'd probably all cry. Heck. A lot of us probably DO, capitalism being what it is.

I guess I'm starting to wonder why I'm doing what I'm doing. What is there left for me to sacrifice to this life? What is actually serving me about not just letting myself go up like a fireball and take my surroundings with me? What in the ever loving fuck am I fighting this hard for?

All I ever want, all I want now, is to be able to live. To really, actually live. How does wanting to live bring you this close to killing yourself, whether on accident or on purpose? What am I actually doing that is LIVING and what am I doing that is FACILITATION of living? It can't all be facilitation, or I'm not actually facilitating fuck all.

I'm 30 goddamn years old and I need to figure out what it looks like to actually love my life. I fundamentally refuse to zombify myself like this for everyone else around me forever.

[lyncotek]

Introduction

This article will discover How Commercial Outdoor Entrance Mats Can Improve Safety. In industrial environments, retaining costs under control and visitor and worker safety paramount are crucial issues. Strategically setting outdoor entrance mats is one often-not-noted method that efficiently addresses both troubles. This mattress reduces the cost of maintenance and overhaul by preventing falls and spills by preserving the environment around indoors for longer

Understanding the Diversity of Commercial Outdoor Entrance Mats

There are numerous types of business outdoor entrance mats, each made to fit unique situations and necessities. Options starting from absorbent mats that take in moisture to scraper mats that successfully dispose of debris from footwear are to be had to meet any need. Aesthetic choices, weather, and foot traffic quantity are only a few of the factors to recollect even as choosing the correct mat.

Enhanced Safety with Commercial Outdoor Entrance Mats

The primary purpose of outside entrance mats is to improve safety by using reducing the threat of journeys, falls, and slips. This matting drastically decrease the hazard of mishaps by using imparting an extra traction-rich floor, particularly in damp or slick circumstances. They also keep footwear from being tracked interior and developing problems by collecting moisture and particles from shoes.

How Commercial Outdoor Entrance Mats Reduce Maintenance Costs

Over time, you may store quite a little cash on protection by investing in great outdoor front mats. These mats protect indoor flooring surfaces from dust and moisture at the entrance, increasing their durability and decreasing the want for common cleaning. By doing this, exertion fees are decreased and the demand for expensive cleaning resources and gear is reduced as nicely.

Factors to Consider When Choosing Commercial Outdoor Entrance Mats

When deciding on access mats for commercial locations, there are a few matters to not forget. These include elements together with placement and length to guarantee top-of-the-line insurance and efficacy, sturdiness to face up to sturdy foot visitors and awful weather, and customization selections to meet branding specifications.

Installation and Maintenance Tips

To maximize the use and durability of outside entrance mats, proper installation and maintenance are crucial. By using the counseled installation techniques, you could lessen the hazard of journeys and falls by ensuring the mats are firmly and flatly hooked up. Moreover, frequent upkeep and cleansing, such as vacuuming, shaking, and washing, contribute to their persevered efficacy.

Cost-Effectiveness and Return on Investment

Good entrance mats may be steeply-priced up the front, but in the long run, the benefits heaps outweigh the price. These mats provide corporations a robust go-back on funding because of the reality they minimize place and tear on interior surfaces, decrease the want for ground cleanings, and avoid injuries that could cause pricey legal responsibility claims.

Environmental Sustainability

Eco-friendly access mat solutions are developing in reputation as sustainability will become an extra considerable issue for companies. These mats, which might be lengthy-lasting and products of recycled substances, help business sustainability objectives in addition to making indoor space purifiers.

Future Trends in Entrance Mat Technology

It is anticipated that future developments in entrance mat generation will concentrate on improving effectiveness and overall performance. Mats with superior dirt and moisture retention and much less complex protection will quit result from material and design enhancements. Real-time mat overall performance monitoring and management also can be made possible via integration with clever building systems.

Conclusion

Commercial outdoor entrance mats play a crucial position in improving safety and decreasing preservation prices in business spaces. By preventing slips and falls, minimizing dirt and moisture access, and defensive indoor surfaces, those mats provide a cost-effective approach to commonplace facility management demanding situations.

FAQs

How do outdoor entrance mats improve safety?

Can entrance mats really reduce maintenance costs?

What types of materials are used in commercial entrance mats?

How often should outdoor entrance mats be cleaned?

Are there any regulations regarding entrance mats for commercial spaces?

[childoferebus]

once again given stupid and frustrating news about my continuing attempts to get health care and it's making me feel extremely evil, so friends and followers, if you comment something on here I might make you a doodle tonight (16MAY24) after I'm done with all my responsibilities so I can feel a little more kind and a little less like the world only has one neck

[himbopunk]

ironically even though i just re opened my etsy i might have to close it again soon cuz i got a job technically and i might lose my state insurance with both incomes

[theorgantrail]

Call Your Insurance - benefit questions

I get it, phone calls are scary! Here's some scenarios to show you what to expect when you call your insurance company. Don't be afraid to ask follow up questions - the only 'stupid question' is one you don't ask!

[beginning of call] Insurance rep: Hi, thanks for calling your insurance company, my name is X. How can I help you today? You: Hi, I'm calling to ask about my benefits. Rep: Okay, can I get your member ID number? [you provide] and can you verify your name and date of birth for me? [you verify. they may also ask for your phone number at this point.] Rep: Alright, I've got you pulled up here. What questions do you have today?

[example one] You: I think I need to see a specialist and wanted to know what my benefits are for lab work. Rep: Okay, give me a minute to get that information for you. [answer will obviously vary! they may ask clarifying questions to help find an accurate answer, such as diagnosis/issue you are seeking help for. they may also have to provide a disclaimer that they cannot guarantee benefits quoted] It looks like you have a $45 copay for specialist office visits, and that can include some basic lab work if it is billed on the same claim. If they send it to a separate lab, then your In Network benefit is 80% after deductible. You: Can you check to see if the specialist is In Network? And do I need a referral? Rep: Sure, what's the doctor's name? [they may tell you to verify with the provider if they are In Network, as not all insurance reps will have access to 100% confirm a provider's network contract status, unfortunately.]

[example two] You: I'm going to need surgery. What are my benefits? Rep: I can look that up for you. Where will you be having the surgery? [surgery benefits can depend on whether you are inpatient, outpatient, or in-office] You: At the hospital, I might have to be there a few days. Rep: Okay, inpatient services require precertification. Your doctor will need to start that process by submitting a precert request to our fax number or through our website. The benefit for hospital services is 80% after deductible. It looks like you've already met your deductible, so that means you'll be paying 20% until you hit your out of pocket max, which is $4000 for In Network services. You: Does that include my deductible?

[end of call] Rep: Is there anything else I can help you with today? You: No that's all. Can I get a reference number for the call? [feel free to ask for their name again if you didn't catch it or forgot! some systems don't have reference numbers and just use the rep's name and the date, so its always good to keep notes of when you called, who you spoke with, and what they told you!]

[iamfuckingsorry]

god this is when me avoiding all the fucking admin shit bites me in the ass.

trying to finally sort out all this fucking bullshit with my home country (where i havent lived since before i turned 18 and have no intentions of ever permanently returning to), and of course they're stuck in the 80s or something so everything needs to be signed, stamped, officially translated, approved by three different agencies etc etc etc. and of course i live in an extremely digitalized country now so everything has digital signatures (not accepted by my home country) and i can't even /get/ everything

[miodiodavinci]

the sheer and utter agony of waiting for a call back for medical things , , , , ,

[cipher-the-sidhe]

I know I don’t have a ton of followers on this blog so I’m trying to gauge what my best bet is to earn some extra money to cover this because 😬 MRIs are expensive af

[treecakes]

btw i’m like ughhh bc i need my migraine meds refilled but i need to get my doctor to send in a new script and it’s frustrating bc my insurance runs out at the end of the month and i really cannot afford these medications without it one of them is almost $300 without insurance. 😭

[iwatcheditbegin]

Whyley just shared that post about Taylor providing insurance for her crew

[castielfucks]

me: hello friends I need recommendations for a health service but I don't have insurance

literally everyone: try this place idk how much it is without insurance but I love them :)

how much it is without insurance: hundreds of dollars

i... simply give up asking anyone who has insurance for help with medical recs. they never double check. then they start telling me different insurances to sign up for and it's almost always ones that have already rejected me or I have to wait months to sign up. ppl with insurance truly do not recognize their privilege and the money they aren't spending. it's actually really fucking hard to get insurance when you don't meet their very specific conditions of living.

[bellshazes]

no new geometries in my dream last night but it was instead a nightmare about failing to have prepared for my (actually real) trip to columbus tomorrow, failing to get a rental and having to plead my way out of my aunt's house with help from a friend during a snowstorm (?) and then after some really dramatic escapes i leave the friend behind like ok i can still be only like 30m late and then i got stuck in this tunnel that was like a subway tunnel with no trains and more dimly lit. i realized i had left my personal phone in my backpack which i'd left in my friend's car, and for some reason once in the Waiting Tunnel you could not leave. at the far end, it had a mailbox system and i opened doors of the little lockers hoping to find my bag; someone was pulling an entire baby out of one, to my dream-self's consternation. i never did catch my ride :(